*,*::before,*::after{box-sizing:border-box}
:root{
  --navy:#0b2545;--navy-2:#13315c;--orange:#f26722;--orange-2:#ff8547;
  --white:#ffffff;--charcoal:#2b2b2b;--gray:#5b6470;--gray-2:#eef2f7;--border:#e2e8f0;
  --radius:10px;--shadow:0 6px 24px rgba(11,37,69,.08);
}
html,body{margin:0;padding:0;font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--charcoal);background:var(--white);line-height:1.6;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{color:var(--orange)}
h1,h2,h3,h4{font-family:'Poppins','Inter',sans-serif;color:var(--navy);line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(1.8rem,4vw,2.8rem);font-weight:800}
h2{font-size:clamp(1.4rem,3vw,2.1rem);font-weight:700}
h3{font-size:1.25rem;font-weight:700}
p{margin:0 0 1em}
.container{max-width:1200px;margin:0 auto;padding:0 20px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 22px;border-radius:var(--radius);font-weight:700;font-size:1rem;border:2px solid transparent;cursor:pointer;transition:.2s}
.btn-primary{background:var(--orange);color:#fff;border-color:var(--orange)}
.btn-primary:hover{background:var(--orange-2);color:#fff}
.btn-secondary{background:transparent;color:#fff;border-color:#fff}
.btn-secondary:hover{background:#fff;color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-navy:hover{background:var(--navy-2);color:#fff}
/* Header */
.site-header{position:sticky;top:0;z-index:100;background:#fff;box-shadow:0 2px 10px rgba(0,0,0,.06)}
.topbar{background:var(--navy);color:#fff;font-size:.9rem}
.topbar-inner{display:flex;justify-content:space-between;align-items:center;padding:8px 20px;gap:12px;flex-wrap:wrap}
.topbar-phone{color:var(--orange-2);font-weight:700}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 20px}
.logo{height:56px;width:auto}
.main-nav .nav-list{list-style:none;display:flex;gap:6px;margin:0;padding:0;align-items:center}
.main-nav a,.nav-btn{display:block;padding:10px 12px;font-weight:600;color:var(--navy);background:transparent;border:0;font-size:.95rem;cursor:pointer;font-family:inherit}
.main-nav a:hover,.nav-btn:hover{color:var(--orange)}
.has-dropdown{position:relative}
.dropdown{position:absolute;top:100%;left:0;background:#fff;box-shadow:var(--shadow);border-radius:var(--radius);list-style:none;padding:8px;margin:0;min-width:280px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.15s;z-index:200}
.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown li a{padding:8px 12px;border-radius:6px;font-weight:500}
.dropdown li a:hover{background:var(--gray-2);color:var(--orange)}
.dropdown .view-all a{color:var(--orange);font-weight:700;border-top:1px solid var(--border);margin-top:4px}
.cta-call{background:var(--orange);color:#fff;padding:12px 18px;border-radius:var(--radius);font-weight:800;white-space:nowrap}
.cta-call:hover{background:var(--orange-2);color:#fff}
.hamburger{display:none;background:transparent;border:0;flex-direction:column;gap:5px;padding:8px;cursor:pointer}
.hamburger span{width:26px;height:3px;background:var(--navy);border-radius:2px}
.mobile-nav{background:#fff;border-top:1px solid var(--border)}
.mobile-nav ul{list-style:none;margin:0;padding:8px 20px}
.mobile-nav li{border-bottom:1px solid var(--gray-2)}
.mobile-nav a,.m-toggle{display:block;padding:12px 4px;font-weight:600;background:transparent;border:0;width:100%;text-align:left;color:var(--navy);font-family:inherit;font-size:1rem;cursor:pointer}
.mobile-nav .m-group>ul{display:none;padding-left:16px}
.mobile-nav .m-group.open>ul{display:block}
.m-call{background:var(--orange);color:#fff!important;text-align:center;border-radius:var(--radius);margin:8px 0}
.sticky-call{display:none;position:fixed;bottom:16px;right:16px;background:var(--orange);color:#fff;padding:14px 20px;border-radius:50px;font-weight:800;box-shadow:0 8px 24px rgba(242,103,34,.4);z-index:99}
@media (max-width:1024px){
  .main-nav,.cta-call{display:none}
  .hamburger{display:flex}
  .sticky-call{display:inline-flex}
}
/* Hero */
.hero{position:relative;background:linear-gradient(135deg,rgba(11,37,69,.85),rgba(11,37,69,.7)),url('assets/images/hero.jpg') center/cover no-repeat;color:#fff;padding:80px 0}
.hero-inner{max-width:820px}
.hero h1{color:#fff}
.hero p{font-size:1.15rem;opacity:.95}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.trust-badges{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px;margin-top:32px}
.badge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);padding:12px 16px;border-radius:var(--radius);font-weight:600;font-size:.95rem}
/* Sections */
section{padding:60px 0}
.section-title{text-align:center;margin-bottom:40px}
.section-title p{color:var(--gray);max-width:720px;margin:0 auto}
.grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px}
.grid-4{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;transition:.2s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card img{aspect-ratio:16/10;object-fit:cover}
.card-body{padding:20px;flex:1;display:flex;flex-direction:column}
.card h3{margin-bottom:8px}
.card p{color:var(--gray);font-size:.95rem;flex:1}
.card a.more{margin-top:12px;color:var(--orange);font-weight:700}
.bg-alt{background:var(--gray-2)}
.bg-navy{background:var(--navy);color:#fff}
.bg-navy h1,.bg-navy h2,.bg-navy h3{color:#fff}
.bg-navy p{color:rgba(255,255,255,.9)}
/* Page hero */
.page-hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:60px 0}
.page-hero h1{color:#fff}
.page-hero p{color:rgba(255,255,255,.9);max-width:820px}
/* Content */
.content{padding:60px 0}
.content-wrap{display:grid;grid-template-columns:1fr 320px;gap:40px}
.content article h2{margin-top:1.6em}
.content article h3{margin-top:1.4em}
.content article ul,.content article ol{margin:0 0 1em 1.2em}
.content article li{margin-bottom:.4em}
.sidebar{position:sticky;top:120px;align-self:start;background:var(--gray-2);border-radius:var(--radius);padding:24px}
.sidebar h3{margin-top:0}
.sidebar ul{list-style:none;padding:0;margin:0 0 16px}
.sidebar li{padding:6px 0;border-bottom:1px solid var(--border)}
.sidebar-cta{background:var(--navy);color:#fff;padding:20px;border-radius:var(--radius);margin-top:20px;text-align:center}
.sidebar-cta h4{color:#fff;margin:0 0 8px}
.sidebar-cta p{color:rgba(255,255,255,.9);font-size:.9rem;margin-bottom:12px}
@media (max-width:900px){.content-wrap{grid-template-columns:1fr}.sidebar{position:static}}
/* FAQ */
.faq details{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:16px 20px;margin-bottom:10px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);font-size:1.05rem}
.faq details[open] summary{margin-bottom:8px}
/* CTA band */
.cta-band{background:var(--orange);color:#fff;padding:50px 0}
.cta-band-inner{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 4px}
.cta-band p{margin:0;color:rgba(255,255,255,.95)}
.cta-band-actions{display:flex;gap:12px;flex-wrap:wrap}
.cta-band .btn-primary{background:var(--navy);border-color:var(--navy)}
.cta-band .btn-primary:hover{background:var(--navy-2)}
/* Footer */
.site-footer{background:#0a1e39;color:#cbd5e1;padding:60px 0 0;font-size:.95rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1fr;gap:30px}
.site-footer h4{color:#fff;font-size:1rem;margin:0 0 14px;text-transform:uppercase;letter-spacing:.5px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{padding:4px 0}
.site-footer a{color:#cbd5e1}
.site-footer a:hover{color:var(--orange-2)}
.footer-logo{background:#fff;padding:8px 12px;border-radius:8px;margin-bottom:14px;max-width:220px}
address{font-style:normal;line-height:1.7}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding:20px 0;text-align:center;color:#94a3b8}
@media (max-width:1000px){.footer-grid{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.footer-grid{grid-template-columns:1fr}}
/* Forms */
.form{background:#fff;padding:28px;border-radius:var(--radius);box-shadow:var(--shadow)}
.form label{display:block;font-weight:600;margin-bottom:6px;color:var(--navy);font-size:.95rem}
.form input,.form select,.form textarea{width:100%;padding:12px;border:1px solid var(--border);border-radius:8px;font:inherit;margin-bottom:14px}
.form textarea{min-height:120px;resize:vertical}
.form button{width:100%}
/* Areas grid */
.areas-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:10px}
.area-tile{background:#fff;border:1px solid var(--border);border-radius:8px;padding:14px 16px;font-weight:600}
.area-tile.linked{background:var(--navy);color:#fff}
.area-tile.linked a{color:#fff;display:block}
/* 404 */
.err{text-align:center;padding:100px 20px}
.err h1{font-size:6rem;margin:0;color:var(--orange)}